In-House Construction Lending with a very competitive interest rate and final loan to value of 100%. This product generally does not require any money down. For new construction and rehab purchase and renovation. Easy to qualify.
100% purchase and refinance federally insured 30-year mortgage with a very competitive interest rate. This loan does not require any down payment. Generally the minimum credit score is 620.
100% Purchase and refinance federally insured mortgage with a very competitive interest rate. This loan does not require any down payment. Generally the minimum credit score required is 620. Must have been honorably discharged to qualify AND this program is very forgiving for those who have had credit problems in the past.
97% Purchase is a Fannie Mae product (some income restrictions apply). This is a fixed term. This loan is what we call "Plain Vanilla" in the industry. Generally the minimum credit score required is 620.
HUD Insured Fixed Term or adjustable. Minimal down payment required (3.50%). Generally the minimum credit score required is 580. This program is also very forgiving for those who have had credit problems in the past.
95% Purchase, refinance, investment. Can be either fixed term or adjustable. This loan is what we call "Plain Vanilla" in the industry. Fannie Mae or Freddie Mac. Generally the minimum credit score required is 620 however there are exceptions with a lender underwriting approval.
Loan amounts up to 2.5M. Each loan scenario is unique and requires information to provide an accurate estimate on maximum loan to value. Credit score requirements also vary.